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Trainer's Court The Trainer's Court! Where the URPG hold it's trials.


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  #1  
Old 08-17-2009, 07:00 PM
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Exclamation URPG Stock Market {Suggestion}

I had an idea that I'm fairly sure hasn't previously been suggested here, but I may be completely wrong, so shoot me down in flames if you can prove someone else beat me to it.

I'm talking about introducing a Stock Market for the URPG - something slightly akin to America's Wall Street, as some of you may know it. No, it's not as complicated as it sounds.

In brief, the idea would be to set up a stock market with unlimited shares available in multiple fake companies (but a limit on how many each user could buy). The price of these shares would change weekly (or daily in some cases) based on random decisions (perhaps dice, as with HP rolling?) and might easily plunge high, plunge low, go broke or be a non-mover.

The idea would be to buy the stocks at a low price, and sell them at a high price - but this would be advice, not a rule. You might have to wait only a few days to make cash - or it might be six months, at the end of which you might be rich or have lost it all. You would have no way of knowing what was going up or down.

I believe a few of the benefits to the URPG would be that it:
  • Adds a completely new element to the URPG.
  • Could help those struggling for money whilst not boosting the rich up far too high.
  • Forms a basis on which people might learn a little about the genuine stock market, which could benefit them enormously in their future life.
  • Doesn't affect anyone who doesn't want to be involved. Totally optional.


I am, if I may say so, quite good at this sort of thing - better than I am at battling, anyways X3 I would be prepared to develop and manage the Stock Market with the help of a small group of selected 'Brokers' (like Mart officials). It would be up to someone important to decide whether wages should be paid. I suggest that they are, or at least that the brokers have some way of benefiting, as they would likely be unable to participate in it, or at least have limited options.

Yes, there are a few hiccups, but I have solutions for a few things which I haven't posted here yet. I just want to know what people's general opinions are.

  #2  
Old 08-17-2009, 07:12 PM
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Default Re: URPG Stock Market {Suggestion}

Then Obama will have to bail us out.

I'm not too sure how this will work out, as in the URPG you never really have a set amount of cash at one time, unless you save up and let your monsters go TMless. The only way I could see this really work is if we introduced a bank to the URPG, but we all know how that worked out.

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Last edited by iReign; 08-17-2009 at 07:14 PM.
  #3  
Old 08-17-2009, 07:21 PM
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Default Re: URPG Stock Market {Suggestion}

I think this might be a good idea. The URPG is in major debt and does owe a lot of money to foreign nations such as Smogon and Serebii. The stock market might help to balance out the economy and get the URPG back on its feet!
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Old 08-17-2009, 07:33 PM
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Default Re: URPG Stock Market {Suggestion}

I think it could work, actually. However, the random dropping and raising seems to ruin the whole idea, since in the real stock market it would drop or go up depending on how the business is doing, etc. If it's random there's no way to really know when you'd want to sell it or if it will ever go higher than a certain point.

I think it could work but it would need a lot of work to really pull off.
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Old 08-17-2009, 08:41 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by The Jr Trainer View Post
I think it could work, actually. However, the random dropping and raising seems to ruin the whole idea, since in the real stock market it would drop or go up depending on how the business is doing, etc. If it's random there's no way to really know when you'd want to sell it or if it will ever go higher than a certain point.

I think it could work but it would need a lot of work to really pull off.
Or perhaps we could have the fake companies based off of real companies. If a real company's stock falls, so does the fake company. We might have to make it a bit more simple than that, but it's an idea.

*checks YES on voting card* I like this idea.
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Old 08-17-2009, 08:55 PM
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Default Re: URPG Stock Market {Suggestion}

iReign - Why would we need a bank? I mean that people would be buying the shares like items, a record of which would be kept in a thread accessible only by Brokers. I'm not suggesting ridiculously high share prices anyway, or there would be hyperinflation like that in Germany in the 1920s. Going TMless would be about as necessary as adding extra sugar to Coke.

Zak - All true :L

Jr - That was somewhat the point :/ Otherwise it would be obvious where to invest and the chance element would be void, like knowing which numbers to pick on a lottery. Besides, there are no 'real' companies in URPG. Even the Mart is like a money sink. However, if enough people prefer your idea, maybe you're right? And 2 -
Yes, it could take some work, but essentially it's simpler than it sounds, I believe.

Dragoness - Thanks! That sounds like a good idea. You're right though - it would need toning down, especially given the stock lows resulting from the current 'credit crunch'. (Which this SM would not face, given that there is no cash loan system in the URPG, thank god)

EDIT: Khajmer & I are working on this idea now, although it's not officially accepted (yet!) ^^ We've come up with twelve companies from the Pokemon world for use in the stock market, although these are subject to change.

I had a word from MK just now, who does like the idea:

If you're rolling a dice to see the current price, if you roll the maximum (if there is one) and someone buys a share at the maximum, they'll never make a profit from that share.

Well, I'm going to discuss this with Khajmer, but we might not actually be using dice, although it's a distinct possibility. We could implement a system whereby we could have a maximum at which you can buy shares, which is lower than the maximum a stock value can go - for example, stock value maximum COULD be 10K, but you couldn't buy a stock at a price higher than say 7k.

NOTE: For all those suddenly panicking about high prices, it is very rare that any stock will cost this much, and there will almost always be stocks selling at less than $500. The minimum price at which you could buy a stock would be - probably - $200, but stock value might fall lower than that, at say $50.

At $50, it is possible to sell your stock (for fear that it won't climb higher), or keep it, hoping it might rocket back up, or climb slowly. It would not be possible to buy stock at a price this low, or rich people could abuse the system by buying 1000 stocks for a total of 50k, then selling them off at four times the price. Selling only at $200-$7000 (varying between the different stocks) deters this system-abuse, whilst not making prices too high.

Last edited by Fever; 08-18-2009 at 11:28 AM.
  #7  
Old 08-18-2009, 11:40 AM
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Default Re: URPG Stock Market {Suggestion}

Hey peoples. I am in fact helping Sky out with this, and we have some good ideas that we're working on. All hush hush so we can decide what we're going to shoot down before we give you all a crack at doing so, but once we have it all put together we'll let you know
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  #8  
Old 08-18-2009, 12:22 PM
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Default Re: URPG Stock Market {Suggestion}

Yeah, I like the idea, but I think 10k is quite excessive. If I bought 5 at $200, and then after a few days it was 2k, I've made a 19k profit. Imagine if I bought more because the price was so low. There would have to be something to prevent the prices going insanely high on a regular basis.

But other than that, I think it's a good idea, and with a little work, could be really good.
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  #9  
Old 08-18-2009, 12:31 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by -Pichu Boy- View Post
Yeah, I like the idea, but I think 10k is quite excessive. If I bought 5 at $200, and then after a few days it was 2k, I've made a 19k profit. Imagine if I bought more because the price was so low. There would have to be something to prevent the prices going insanely high on a regular basis.

But other than that, I think it's a good idea, and with a little work, could be really good.
Prices will rarely shoot up that high. I've got a system in the works for determining how the stocks change, but generally they'll be relatively steady with a few occassional major fluctuations.
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Old 08-18-2009, 12:33 PM
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Default Re: URPG Stock Market {Suggestion}

I think this is a bad idea because it encourages young kids to gamble and buy stocks instead. :(

JUST SAYING~
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  #11  
Old 08-18-2009, 12:36 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by AtaroBot View Post
I think this is a bad idea because it encourages young kids to gamble and buy stocks instead. :(

JUST SAYING~
Well, it has nothing to do with gambling and some of the most successful people in the world are stock investors or brokers, so...
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  #12  
Old 08-18-2009, 12:36 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by AtaroBot View Post
I think this is a bad idea because it encourages young kids to gamble and buy stocks instead. :(

JUST SAYING~
The reason why we don't do bets in the URPG.
Meh, not liking the idea of a stock market.

Especially, since you need to restrict the flow of money or else you'll just get pre-crisis situations all over. Especially since the point of a stock market is that money trades hands. The only way to make money is to get other people to lose money.
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Old 08-18-2009, 05:37 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by DaRkUmBrEoN View Post
The reason why we don't do bets in the URPG.
Meh, not liking the idea of a stock market.

Especially, since you need to restrict the flow of money or else you'll just get pre-crisis situations all over. Especially since the point of a stock market is that money trades hands. The only way to make money is to get other people to lose money.
Agreed. Unless you're using an imaginary bank with infinite money, somebody has to lose for another to gain. That kind of defeats the point for it being good for everybody. Also why should you get wages for basically just approving things? Daycare, Mart, and Underground employees don't.
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Old 08-18-2009, 05:49 PM
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Smile Re: URPG Stock Market {Suggestion}

Quote:
Originally Posted by AtaroBot View Post
I think this is a bad idea because it encourages young kids to gamble and buy stocks instead. :(
The stock market isn't like an 18-and-over-only casino in Vegas, although I can see why you would consider this a form of gambling. However, it is like a battle - and a battle is a gamble. Being Resident Refbot, you know that better than anyone xD However, it's not like pouring coins into a fruit machine - in a battle, you win because you chose the right starting mon and pulled it out at the right moment, replacing it with something capable of making a big win. However, making a bad choice, like not pulling out your Spearow when confronted with Dialga, obviously isn't going to get you anywhere.

Information would be available regarding how each separate stock generally behaves - whether it dips below the baseline regularly, or if it's the sort of stock that can make you a minor amount of cash quickly, as opposed to another stock which might take a full six months to make really good money, but would be quite a hefty (not TOO hefty, stop panicking, people) payout in the end.

If anything in the URPG ought to be considered betting/gambling, it's the Underground and the Lottery. You can blow 2.5k on the Underground and dig up nothing (note my embittered tone there) quite easily - the same goes for the lottery, which doesn't come with a grimy "Everyone's A Winner" home-painted banner.






Quote:
Originally Posted by DaRkUmBrEoN View Post
You need to restrict the flow of money or else you'll just get pre-crisis situations all over. Especially since the point of a stock market is that money trades hands. The only way to make money is to get other people to lose money.
I'm not sure what you mean by that last statement - I agree with it in the real world, but in URPG, no one loses money except by digging up nothing in the Underground and winning nothing on the Lottery. The Mart, of course, is different - if you buy a Cyndaquil, you haven't lost any money, you've just spent it and gained something of equal value, which will mature into something worth more (a Typhlosion). In a battle, you make money without anyone else losing money. Sure, the loser makes less money than you, but they still make money - unlike in-game, where losing a battle will cost you a few bucks.

As for betting, see my response to Ataro :3 I don't believe this is betting.


Quote:
Originally Posted by -Pichu Boy- View Post
Yeah, I like the idea, but I think 10k is quite excessive. If I bought 5 at $200, and then after a few days it was 2k, I've made a 19k profit. Imagine if I bought more because the price was so low. There would have to be something to prevent the prices going insanely high on a regular basis.

But other than that, I think it's a good idea, and with a little work, could be really good.
Why thank you :3 Glad you like the idea. Yes, 10k probably is excessive. As I said, it could go that high. We haven't decided our maximum yet - in the end, it'll probably be much lower, but K and I will discuss this privately. Thanks for your input :D

With regards to your example - well, firstly, you'd be making a 9k profit, not a 19k profit, since 5x200 = 1000, 5x2000 = 10,000 and 10,000-1000 comes nicely to 9000. I don't think 9k is an outageous amount of profit to be making myself, but I believe your concern is the timeframe.

There is very little chance that any stock value would go from $200 to $2000 in a few days - I seriously doubt we'd allow an increase of 900%! If a stock increased from $200, it'd be far more likely to reach $250 after one week, and probably wouldn't stay there too long. Even if you owned 100 shares - which few people would actually bother with - that's still only a 5k profit made in a week, not 19k as you suggested (or 9k which I think you meant).

There would be very rare cases in which an announcement would be made that stock value had shot up for a limited time - we're talking hours, maybe even just one hour. (Yes, I'm working on a system that makes this fair for people living in other time zones.)

Your comment has actually raised another issue, though. Khajmer and I had had an idea for a certain limit in the amount of stocks a person could own. I think it's too high, actually (I suggested the amount, ironically) so I'm going to talk to K about dropping it somewhat lower.

Any further questions?

EDIT: OK, Haze, I see you. Gimme a sec.


Quote:
Unless you're using an imaginary bank with infinite money, somebody has to lose for another to gain.
Well, that's just exactly what the URPG does use, isn't it? :S Otherwise we're going to have to shut down the Mart.

As for wages, I'm not asking for something huge. It isn't just approving - it'd take a good amount of time and maths behind-the-scenes. We wouldn't simply be saying "Right, this week Stock X goes up by $75 per share," although that's what the surface level would appear to be. And any employees would be unable to participate in the Stock Market themselves, so IMO there should be some sort of recompense for the team, as they're missing out on something that could potentially get them a decent amount of money now and then if they weren't a part of it, whereas Mart approvers can still buy from the Mart, etc. I'm not going to ask for anything like what people get for reffing, though. A few k per month seems reasonable, considering we could just whip that up with a few battles.

Anyways, like I said, there might be no wages whatsoever. It's up to Harry, if anyone, to decide something like that, IMO.

Last edited by Fever; 08-18-2009 at 06:01 PM.
  #15  
Old 08-18-2009, 06:10 PM
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Default Re: URPG Stock Market {Suggestion}

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Originally Posted by Fever View Post
With regards to your example - well, firstly, you'd be making a 9k profit, not a 19k profit, since 5x200 = 1000, 5x2000 = 10,000 and 10,000-1000 comes nicely to 9000.
... x.x And yet I got an 8b in Maths.

Well, if you've got it all sorted out, then I think this would be a good idea :o
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